# Kredo Analytics Private Limited

> Kredo Analytics is a Bengaluru- and US-based technology company and Zoho Authorised Partner, built by finance, audit and engineering specialists with more than 50 years of combined experience. We do two things. We build a family of business-intelligence products — covering reconciliation, FP&A, procurement, compliance, HR, credit risk and more — each running as its own platform. And we deliver the services that make data work: ERP implementation and migration, finance shared services, custom software development, MIS and Power BI reporting, AI and automation, and physical verification. Everything we ship is secure and auditable by design: we are ISO/IEC 27001:2022 certified, and treat data protection and financial control as first-class concerns, not afterthoughts.
> ISO/IEC 27001:2022 certified · Zoho Authorised Partner · Bengaluru, India and Monroeville, PA, USA.
> Last updated: 2026-09-09

## What Kredo Analytics does
Kredo Analytics does two things: it builds production-grade software platforms for finance,
operations, compliance and people teams, and it delivers the senior services that make that
data work — shared services, custom software, DPDP compliance, ERP implementation, MIS and
Power BI reporting, AI automation, physical verification and virtual CTO. The company is run
by Chartered Accountants, lawyers and engineers with 50+ years of combined experience.

## Products
Each product runs as its own platform on its own domain.

- [Regulens](https://regulens.in): Compliance & regulatory monitoring
- [Cargolens](https://cargolens.in): Logistics & cargo intelligence
- [Finlens](https://finlens.pro): FP&A, MIS & financial analytics
- [HRlens](https://hrlens.in): People & HR operations
- [Procurelens](https://procurelens.in): Procure-to-pay & spend analytics
- [Bureaulens](https://bureaulens.com): Credit bureau analytics
- [Assetlens](https://assetlens.kredo.in): Fixed asset management
- [VerifyLive](https://verifylive.in): Physical & stock verification
- [Recolens](https://recolens.in): Automated reconciliation
- [CSRlens](https://csrlens.in): CSR programme management
- [Pactifi.ai](https://pactifi.ai): Contract lifecycle management
- [ARlens](https://arlens.in): Receivables & collections

## Services
Delivered by Kredo Analytics teams; no separate domains.

- [ERP Implementation](https://kredo.in/service.php?s=erp-implementation): Scope, configure, migrate and roll out your ERP — and make it actually stick with your teams.
- [Shared Services](https://kredo.in/service.php?s=shared-services): Your finance operations run from our Bengaluru delivery centre — a GCC-style shared services model on Kredo's own platforms.
- [Custom Software Development](https://kredo.in/service.php?s=custom-software-development): Tailored, production-grade applications designed, built, audited and deployed to your exact specification.
- [MIS Reporting](https://kredo.in/service.php?s=mis-reporting): Board-ready management information — the right numbers, on time, in a format leadership can act on.
- [Power BI Implementation](https://kredo.in/service.php?s=power-bi-implementation): Power BI implementation and consulting — robust data models, interactive dashboards and reporting that turn your business data into decisions.
- [AI, Automation & Training](https://kredo.in/service.php?s=ai-automation): Data science, machine learning and intelligent automation applied to the work that drains your team — plus hands-on, role-specific AI training to upskill your people.
- [Physical Verification](https://kredo.in/service.php?s=physical-verification): Independent, geo-tagged verification of fixed assets and inventory — turned into reconciled, audit-grade records.
- [Virtual CTO Office](https://kredo.in/service.php?s=virtual-cto-office): Senior technology leadership on demand — strategy, architecture and delivery oversight without a full-time hire.
- [DPDP Implementation](https://kredo.in/service.php?s=dpdp-implementation): End-to-end Digital Personal Data Protection Act compliance — from readiness diagnostic to a managed programme — led by Chartered Accountants and lawyers on the Kredo team.

## Customer stories
Clients are described by sector rather than named, by agreement.

- [From 200 hours of chasing data to an automated monthly review](https://kredo.in/story.php?s=group-mis-automation-25-entities): A diversified group. A diversified group with turnover above $800 million across 25 entities was spending 180–200 hours a month chasing, validating and formatting data for its monthly business review. We rebuilt the process on Finlens — companies upload, the system validates, reporting is automated.
- [Real-time margin and wastage control in grocery e-commerce](https://kredo.in/story.php?s=grocery-margin-and-wastage-control): A grocery e-commerce business. A grocery e-commerce business with turnover above ₹100 crore was losing margin to perishable wastage, unverifiable GRNs and month-end-only reporting. We connected 65+ sources into Power BI and rebuilt the operating picture around contribution margin.
- [FIFO tagging of 570 million records for a sale-or-return audit](https://kredo.in/story.php?s=retail-sale-or-return-fifo-audit): A global sportswear retailer. A retailer with turnover above ₹3,000 crore and 500+ partner stores had to map invoices to delivery challans across 570 million records for an audit — in a month.
- [QR-based quality inspection across 25+ stations](https://kredo.in/story.php?s=qr-quality-inspection-automation): An automobile components manufacturer. An automobile components manufacturer moved quality inspection from laminated manuals and notebooks to QR scanning, digital work instructions and real-time analytics — hardware and software installed by us across 25+ stations.

## Frequently asked questions

### What does Kredo Analytics do?
We build enterprise software and deliver senior services for finance, operations, compliance and people teams. Our products run as standalone platforms, and our services team builds, implements and runs technology alongside you.

### Are the products sold separately?
Yes. Each product — Finlens, Recolens, Procurelens, Pactifi.ai and the rest — is its own platform with its own onboarding and pricing. Pick only the ones your teams need.

### How long does an ERP implementation take?
Between 30 and 90 days, depending on how many modules are in scope and how many systems have to be integrated. A single-module rollout with clean data lands at the shorter end; a multi-module implementation with legacy migration and third-party integrations takes closer to 90 days. We scope the timeline against your module list in the first call.

### What does DPDP Act compliance cost?
Typically ₹4–12 lakh in the first year, depending on scale and how many systems have to be integrated. The range covers the compliance application licence, the documentation set — data inventory, RoPA, notices, processor contracts, retention schedules and the breach runbook — and the consent-management integration work across your applications. Organisations with a handful of systems sit at the lower end; multi-entity groups with many customer-facing applications and APIs sit at the upper end. We quote a fixed fee after the readiness diagnostic.

### What is the DPDP compliance deadline?
Substantive compliance — consent, notices, breach notification, Data Principal rights and penalties — is required by 13 May 2027. MeitY consultations in January 2026 proposed bringing key duties forward to November 2026, so we plan programmes against the earlier date. Penalties run to ₹250 crore for security failures.

### What is the finance shared services model?
We run your finance operations from our Bengaluru delivery centre on Kredo's own platforms — procure-to-pay on Procurelens, order-to-cash on ARlens, record-to-report on Finlens, fixed assets on Assetlens. It works like your own global capability centre without the capex, hiring cycle or management overhead: a dedicated team, defined SLAs and KPIs, and a monthly service review.

### Can you run only part of our finance function?
Yes. Most engagements start with one process — accounts payable, reconciliations or month-end close — and extend once the model has proved itself. You keep ownership and approvals; we run the execution.

### How quickly can a Kredo product go live?
Product onboarding runs in days rather than months. HRlens goes live in under an hour; platforms that need data migration and integrations typically take two to six weeks through discovery, configuration, a parallel run and go-live with hypercare.

### Do you build custom software?
Yes. When an off-the-shelf product does not fit, our team designs, builds, audits and deploys a tailored application to your specification — discovery and specification first, then UI/UX for dense business screens, then full-stack development on secure, maintainable architecture.

### Is our data secure with Kredo?
We are ISO/IEC 27001:2022 certified and SOC 2 Type II is in progress. Every platform ships with encryption in transit and at rest, role-based access control, MFA, and audit logging. Data protection and financial control are designed in, not bolted on.

### Where is our data hosted?
Hosting location is set per engagement. Indian clients are typically hosted in India; we also deploy in other regions, or into your own cloud tenancy, where data-residency requirements call for it. We agree the arrangement in writing before implementation.

### Where is Kredo Analytics based?
Kredo Analytics Private Limited is headquartered in Bengaluru, India, and Kredo Analytics Inc is based in Monroeville, Pennsylvania. We deliver to clients in India, the United States and other markets from both entities, with an overlap window with US business hours.

### How is pricing structured?
Products are licensed on a subscription basis — Assetlens, for example, is ₹27 per asset per year with no setup fee, and Pactifi.ai is priced per contract rather than per seat. Services are fixed-fee for scoped stages, milestone-based for delivery, and retainer-based for anything we run on an ongoing basis.

### Do you work with Zoho?
Yes. We are a Zoho Authorised Partner, so we can extend your existing Zoho investment rather than replace it — clean migration, integration, and Kredo platforms plugged into your current setup.

### Which ERPs and systems do you integrate with?
We integrate with the ERP, accounting and banking systems our clients already run — Zoho, SAP, Tally, Oracle, Microsoft and others — plus marketplaces, payment gateways, credit bureaus and government portals. Integration scope is confirmed during discovery.

### Can you handle Indian statutory compliance?
Yes. Regulens monitors GST, TDS (TRACES), PF (EPFO), ESI, Professional Tax, MCA and eCourts daily, files every notice client-wise and alerts the owner, with a compliance calendar and an audit-ready trail behind it.

### Who will actually work on our engagement?
Chartered Accountants, lawyers and engineers from our own team — not subcontracted resources. The same people who build our platforms deliver the implementations, which is why the software and the process advice line up.

### Do you sign NDAs and data processing agreements?
Yes. We work under a mutual NDA as standard, and sign DPDP-aligned or GDPR-aligned data processing agreements covering processing scope, security obligations, breach notification, sub-processor controls and deletion on termination.

### Can we see a demo before committing?
Yes. Book a demo or consultation and we will walk through the relevant platform with your own scenarios, then scope timelines and pricing for your requirement.

### How do I get in touch?
Email info@kredo.in or use the contact form. We typically respond within one business day.

## Insights

- [Why multi-entity reconciliation breaks at scale — and how to fix it](https://kredo.in/post.php?s=multi-entity-reconciliation-at-scale): Spreadsheets survive one entity and one ledger. Add intercompany flows, GST, TDS and a dozen bank accounts, and the cracks show. Here is where reconciliation actually fails — and the controls that hold.
- [Period close in days, not weeks: a practical FP&A playbook](https://kredo.in/post.php?s=faster-period-close-fpa-playbook): A long close is rarely one big problem — it is twenty small ones stacked end to end. This playbook walks through the bottlenecks we see most often and the sequence that compresses close from weeks to days.
- [Where AI actually helps in back-office operations](https://kredo.in/post.php?s=where-ai-helps-back-office-operations): Not every back-office task needs AI, and pretending otherwise wastes budget. The wins are specific: high-volume, rules-heavy, document-bound work. Here is how to tell the difference.

## Documents
- Company profile (PDF): https://kredo.in/assets/downloads/kredo-company-profile.pdf
- DPDP Act 2023 industry-wise implementation guidelines (PDF, 12 sectors): https://kredo.in/assets/downloads/kredo-dpdp-implementation-guide.pdf

## Key pages
- Products: https://kredo.in/products.php
- Services: https://kredo.in/services.php
- Clients: https://kredo.in/clients.php
- Customer stories: https://kredo.in/stories.php
- Insights: https://kredo.in/blog.php
- About: https://kredo.in/about.php
- Contact: https://kredo.in/contact.php

## Contact
- Email: info@kredo.in
- Website: https://kredo.in
- India: Kredo Analytics Private Limited, Bengaluru, Karnataka
- United States: Kredo Analytics Inc, Monroeville, PA

Full version with product descriptions and story metrics: https://kredo.in/llms-full.txt